Led by ex-Morgan Stanley, Credit Suisse & PayPal. Aiming to build an American Express with cryptocurrency
Business overview
Location | London, United Kingdom |
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Social media | |
Website | taptop.co.uk/ |
Sectors | Finance & Payments Digital B2C |
Company number | 13081681 |
Incorporation date | 15 Dec 2020 |
Investment summary
Business highlights
- Led by ex-Morgan Stanley, Credit Suisse and PayPal
- Awarded 'Unique & Scalable Business' status by UK Gov
- Waiting list grew 400% to 1300+ in just one month
- Global card spend is estimated to exceed $67 trillion by 2025
Idea
Introduction
Rising interest rates. Inflation. Cost of living crisis. Climate Change.
A lot has changed in the past few years and it's never been more important for people to have access to a payment product that they can rely on.
TapTop is on a mission to unlock the power of credit, making it easy, honest and eco-friendly on behalf of what matters to us most: people & planet.
The alpha app was launched in early 2022, and we are aiming to launch it to the public with the funds from this round!
Our card is recycled and will give you the power to make a positive impact. Each time you use your card we plan to give cashback, which you will be able to withdraw or donate to a charity of your choice.
Revolutionising the way we pay – TapTop is an app designed to connect your bank accounts, calculate what you can afford to buy and give you the flexibility you need to pay anywhere over time with traditional or cryptocurrency – zero fee, zero interest and zero stress.
Just TapTop anywhere with simplicity, flexibility and fun you know and love — only more.

Monetisation strategy
TapTop is designed to create revenue via the following in-app services:
• Crypto transaction fees
• Card rebate (interchange and international withdrawal)
• Fiat transaction fees
• FX market competitive fees
• Monthly subscriptions for premium services
• Late payment fees

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